Investment Portfolio
Track your investment portfolio with real-time market prices. Monitor stocks, ETFs, cryptocurrencies, bonds, and commodities all in one place.
Overview
The Investment Portfolio feature allows you to:
- Track holdings across multiple asset types
- View real-time prices and portfolio value
- Analyze performance over different time periods
- Compare your returns against market benchmarks (SPY, QQQ, DIA, IWM)
- Record buy/sell transactions with fees
Creating an Investment Account
Investment tracking requires a dedicated Investment account type:
- Go to Accounts tab
- Tap Create Account
- Select Investment as the account type
- Name your portfolio (e.g., “Main Portfolio”, “Retirement”)
- Tap Create
Adding Holdings
Searching for Assets
- Open your Investment account
- Tap Add Holding
- Search by ticker symbol (e.g., “AAPL”) or company name (e.g., “Apple”)
- Select the correct asset from search results
- Add optional notes
- Tap Save
Supported Asset Types
| Type | Examples |
|---|---|
| Stocks | AAPL, MSFT, GOOGL |
| ETFs | SPY, QQQ, VTI |
| Crypto | BTC, ETH, SOL |
| Bonds | Government and corporate bonds |
| Commodities | Gold, Silver, Oil |
Recording Transactions
After adding a holding, record your buy/sell transactions:
- Open the holding details
- Tap Add Transaction
- Select transaction type: Buy or Sell
- Enter: - Quantity — number of shares/units - Price per Unit — purchase/sale price - Fee — broker commission (optional) - Date — transaction date - Notes — any additional info (optional)
- Tap Save
The app automatically calculates: - Average Cost Basis — weighted average purchase price - Total Invested — sum of all purchases minus sales - Current P&L — profit/loss based on current price
Portfolio Summary
The main investment screen shows:
- Total Value — current market value of all holdings
- Total P&L — overall profit/loss amount
- Total P&L % — percentage return
- Day Change — today’s value change
Each holding displays: - Current price and daily change - Your quantity and average cost - Individual P&L and allocation percentage
Analytics
Access detailed portfolio analytics:
- Tap Analytics button
- Select time period: 1W, 1M, 3M, 1Y, or All
Performance Chart
Shows portfolio value over time compared to invested amount. The area between represents your gains or losses.
Allocation by Type
Visualizes how your portfolio is distributed across asset types (stocks, ETFs, crypto, etc.).
Top Gainers & Losers
Lists your best and worst performing holdings by percentage return.
AI Portfolio Insights (Pro+)
Get AI-powered analysis of your portfolio with actionable recommendations:
- Open Analytics tab
- Scroll to the Insights carousel at the top
- Swipe left/right to view different insights
- Tap the dismiss button to hide an insight
Insight Types:
| Type | Description |
|---|---|
| Concentration Risk | Warns when one asset dominates your portfolio |
| Sector Imbalance | Alerts when heavily weighted to one asset type |
| Underperformer | Identifies assets lagging the market |
| Overperformer | Highlights rebalancing opportunities |
| Benchmark Deviation | Shows when portfolio strays from benchmark |
| Diversification Gap | Suggests missing asset types |
| Cost Basis Alert | Tax-relevant unrealized gains/losses |
| Fee Impact | Warns when fees eat into returns |
Each insight includes a visualization (chart) and actionable suggestion.
Note: AI insights are cached for 24 hours and cost 2.5 AI credits per refresh.
Benchmark Comparison (Pro+)
Compare your portfolio returns against market indices:
| Benchmark | Description |
|---|---|
| SPY | S&P 500 Index |
| QQQ | Nasdaq 100 Index |
| DIA | Dow Jones Industrial |
| IWM | Russell 2000 (Small Cap) |
Understanding the comparison: - Portfolio Return — your actual percentage gain/loss - Benchmark Return — index performance for the same period - Difference — how much you outperformed or underperformed
Understanding Calculations
Tap any analytics card to see the formula explanation:
Performance
Return % = ((End Value - Start Value) / Start Value) x 100
P&L (Profit & Loss)
P&L = Current Value - Total Invested
P&L % = (P&L / Total Invested) x 100
Allocation
Allocation % = (Asset Value / Total Portfolio Value) x 100
Price Updates
- Prices update automatically every 15 minutes
- Tap Refresh button to update immediately
- Historical prices are cached to minimize data usage
Tips
- Diversify tracking — Add all your investments for a complete picture
- Record fees — Include broker commissions for accurate P&L
- Use benchmarks — Compare against indices to measure performance
- Review regularly — Check analytics weekly to spot trends
Limitations
- Price data is provided by Twelve Data API
- Some exotic securities may not be available
- Historical data limited by market trading days
- Real-time prices may have a 15-minute delay