Accounts

Organize your finances with separate accounts. Use Personal for individual tracking, Shared for family budgets, and Business for company expenses. Invite members with role-based access control.

Overview

The app supports multiple accounts to separate different financial contexts. Each account has its own expenses, income, budgets, and wallet.

Account Types

Each account shows its type and your role (Owner, Editor, or Viewer).

Switching Accounts

1. Tap the account name in the top-left corner of any screen (e.g., “Family”)
2. The Switch Account dropdown opens showing all your accounts
3. Tap the account you want to switch to
4. The active account is marked with a green checkmark
5. All screens update to show the selected account’s data

Tap Manage Accounts at the bottom of the dropdown to go to the full account list.

Changing the Display Currency

Change the currency that all your totals are shown in — from any screen, without opening Settings.

On the home screen, the fastest way is the dedicated currency pill next to the account name — tap it and pick a currency. On other screens:

1. Tap the account name in the top-left corner of any screen. The current currency symbol appears next to the name (e.g., Personal · $).
2. In the menu that opens, find the Display currency section below your account list.
3. Tap the currency you want (USD, EUR, PLN, GBP, UAH, RUB, BYN).
4. Every amount in the app is instantly converted to the selected currency at the latest exchange rates.

This is your personal display currency and is saved for next time. It only changes how amounts are shown — your transactions keep their original currencies. Each member (including Viewers) can pick their own display currency.

Creating an Account

1. Go to the Accounts list (via Manage Accounts or from Settings)
2. Tap Create Account
3. Enter an Account Name (e.g., “My Budget”)
4. Select the Account Type: Personal, Shared, Business, Investment, or Trip
5. Select the Currency for this account
6. Tap Create

Note: Free plan allows 3 accounts, Pro allows up to 5, Business allows unlimited accounts.

Joining an Account

If someone found you by search and invited you directly, you don’t need a code:

1. You’ll get a push notification when the invitation arrives
2. Tap it (or open the Alerts bell and switch to the Invitations tab)
3. Tap Accept to join, or Decline to dismiss it
4. Accepted invitations add the account to your account list right away

If you received an invitation code or link instead:

1. Tap Join Account on the Accounts list
2. Enter the invitation code you received
3. Tap Join
4. You’ll see a success message: “Successfully joined the account!”
5. The account now appears in your account list

Account Settings

Tap any account to open its settings:

Details

• Account name (editable by Owner)
• Account type and currency (display only)
• Financial Month (Owner only) — shift what “this month” means for your budgets

Financial Month

By default, budgets run on the calendar month (1st to the last day). If your salary or main income arrives on a different day — say the 10th — you can make budgets follow that instead:

1. Open Account Settings and tap the Financial Month row (shows “Calendar month” or “Month starts on day N”)
2. In the sheet that opens, pick Calendar month to reset, or a day from 1–31
3. Tap Save

Note: This only affects budgets for now — how their periods are calculated and which spending counts toward each one. Analytics, reports, and other month-based views still use the calendar month.

Changing the day is retroactive: past budget periods and history are recalculated to match, but no expense or income data changes.

If you pick a day that doesn’t exist in every month (e.g. 31), the period simply starts on the last day of shorter months (e.g. the 28th or 29th in February).

Visible only to the account Owner — Editors and Viewers don’t see this row in Account Settings at all. Once it’s set, though, the anchor still shapes the budget periods and history every member sees.

Members

• List of all account members with their roles
• Each member shows: avatar, name, and role badge (Owner, Editor, Viewer)

Inviting Members

1. Open Account Settings for the account
2. Tap the invite icon (person+ icon at the top-right of the Members section)
3. Choose invitation method: - Find User — if the person already has the app, search for them by name or email, select them from the results, choose their role, and tap Send Invitation. They get a push notification right away — no code needed. - By Email — enter the person’s email address, select their role (Editor or Viewer), tap Send Invitation - By Link — a code is generated that you can share. Tap to copy or share via messaging apps

Managing Members (Owner only)

• Change Role — tap the role-change icon next to a member to assign a new role
• Remove Member — tap the remove icon to remove a member (with confirmation)

Pending Invitations

• View invitations that haven’t been accepted yet
• Cancel Invitation — revoke a pending invite

Roles and Permissions

Role Descriptions

• Owner — full control over the account, can manage members and settings
• Editor — can add and edit expenses, income, and budgets
• Viewer — can only view data (read-only access)

Deleting an Account

1. Open Account Settings
2. Scroll to the bottom and tap Delete Account
3. Confirm the deletion

Warning: Deleting an account permanently removes all its data (expenses, income, budgets). This action cannot be undone.

Leaving an Account

If you’re a member (not the Owner) of a shared account: 1. Open Account Settings 2. Tap Leave Account 3. Confirm — you’ll be removed from the account

Telegram Account Switching

When using the Telegram bot, you can switch accounts in two ways:

1. Manually — send /account and tap the account button
2. Automatically — mention an account name in your message (e.g., “Show expenses in Family”), and the AI will query that account for the current request

The automatic detection does not change your default account — it only applies to the current message. Use /account to permanently switch.

FAQ

• Q: How many accounts can I have? A: Free: 3 accounts, Pro: up to 5, Business: unlimited.

• Q: Can I transfer ownership of an account? A: Currently, the account creator is always the Owner. Contact support for ownership transfers.

• Q: Can I see who added an expense in a shared account? A: Expenses in shared accounts show which member created them.

• Q: Can I use different accounts in the Telegram bot? A: Yes. Send /account to switch your default account, or simply mention the account name in your message for one-time queries. See Telegram Bot for details.

See also: Settings | Subscription Plans