Analytics

Visualize your spending patterns with interactive charts. Filter by time period and currency, drill down into details, and get AI-powered insights to understand your finances better.

Overview

The Analytics tab provides a comprehensive view of your spending through charts, insights, and data exploration. All data is based on your expenses in the selected account.

Time Range & Filters

At the top of the Analytics screen:

• Time range toggle: Week | Month | Year
• Currency filter: All currencies, or select a specific one (USD, EUR, PLN, etc.)

The selected range affects all charts and insights below.

Summary Cards

• Total Spent — your total expenses for the selected period
• vs. last period — “more than last week/month/year” or “less than last week/month/year” with percentage
• vs. 3-month average — shown below the period comparison once you have at least 1 prior full month of data, e.g. “18% above 3-month avg” (green = below average, red = above average)
• Avg per Day — average daily spending

AI Insights Carousel

A horizontal scrollable carousel of AI-generated insights (Pro plan required):

• Spending Anomalies — unusual spending detected (e.g., “78% more than usual on Transport”)
• Budget Predictions — when your budget is projected to run out
• Savings Opportunities — suggestions for reducing spending
• Category Comparisons — how your spending compares across categories
• Trend Changes — significant shifts in spending patterns

Each insight card has severity: critical (red), warning (yellow), or info (blue).

Note: Free plan users see a prompt to upgrade: “Upgrade to Pro for AI insights.”

Charts

Income by Category (Donut Chart)

• Breaks down your income by category for the selected period
• Shows only when you have income entries with categories (e.g., Salary, Freelance, Dividends, Rental)
• Color-coded in a green/teal palette to distinguish from expense charts
• Uncategorized income is grouped as “Other”
• Appears above the spending trend chart

Spending Trend (Bar Chart)

• Shows daily or monthly spending over the selected period
• Interactive: tap any bar to drill down into that time segment

Spending by Category (Donut Chart)

• Category breakdown with percentages
• Color-coded by category
• Tap a slice to explore that category’s expenses

Budget vs Actual (Grouped Bar Chart)

• Side-by-side comparison of budget limits vs. actual spending
• Shows On Track or Over Budget per category
• Only appears if you have active budgets

Spending by Day of Week (Weekday Chart)

• Pattern analysis showing which days you spend the most
• Insight: “You spend the most on Saturdays”

By Merchants

• Top merchants where you spent money in the selected period
• Shows up to 8 individual merchants; the rest are grouped as “Other”
• Only appears when at least one expense has a merchant value

If the same shop appears under several names, open Settings → Merchants to tidy them up: tap Select, tick the variants, and Merge them into one name. The app also suggests likely groups (for example several Biedronka entries) that you can merge in a single tap — so they count as one merchant in these charts.

By Tags / By Projects

• Tag Breakdown — spending grouped by your custom tags
• Project Comparison — spending grouped by projects
• Helps track themed spending (e.g., all #coffee expenses or “Vacation” project costs)

Drill-Down

Tap any chart element to explore deeper:

1. Year view — tap a month bar to zoom into that month
2. Month view — tap a week to zoom into that week
3. Week view — tap a day to see daily transactions
4. Day view — see individual transactions

Use the Back button to navigate up through levels.

Quick Insights

Below the charts, you’ll find text-based quick insights:

• Top Category — your highest spending category this period
• Peak Spending Day — the day with the most spending
• Daily Budget Tip — recommended daily spending to stay on track
• Receipt Savings — total amount saved from discounts

Top Receipt Items

A table showing your most frequently purchased receipt items: - Item name - Total spent - Number of purchases

Export

Tap Export Report to open the Export & Reports screen where you can generate PDF, Excel, and CSV reports, view monthly digests, and manage data backups.

FAQ

• Q: Why don’t I see any charts? A: Charts appear after you have expense data. Add some expenses first, then check Analytics.

• Q: How are AI insights generated? A: Insights are generated by analyzing your spending patterns, comparing with historical data, and identifying anomalies. This requires a Pro or Business subscription.

See also: Budgets | Spending Story | Export & Reports