Receipt Split — get paid back by friends, no app required

Assign a shared bill’s items to the friends who had them, and each friend gets a private link to their own share — no app, no account, just a tap to say “I paid.”

What it is

When you’ve paid a bill for a group — a restaurant tab, a shared grocery run — Receipt Split lets you divide it among the people who were there and send each one a private link. They open it, see only what they owe, and can tap a button to pay you back. You watch who’s paid, and confirm the money once it actually arrives.

Where to find it

Open the expense for the bill you paid and tap the people icon in the header. It only appears if you can edit the expense — viewers on a shared account won’t see it — and you can’t split a bill that was itself created by someone else’s split.

Splitting a bill

1. Tap Add person and type each friend’s name (up to 20 people).
2. If the receipt has line items: tap an item, then tap the friend who had it. Repeat for every item — tap an already-assigned item again to hand it to someone else. Anything you never assign stays as your own share.
3. If the receipt has no line items: the whole bill is simply divided equally between you and everyone you’ve added.
4. Tap Create links. The app works out everyone’s share and gives you one private link per friend.

The app won’t let the assigned shares add up to more than what you actually paid — if they do, you’ll see a warning before you can continue.

Sending the links

Send each friend their link however you like — text message, WhatsApp, email, anything your phone can share to. There’s also a Copy all links button that copies every friend’s name and link at once. A friend never needs to install the app or create an account to use their link.

What your friend sees

Opening the link shows only that one person’s own share: the merchant and date, “You paid for everyone,” their assigned items (or their equal share of the bill if there were no line items), and the amount they owe, in the bill’s own currency. The page opens in your app’s language, not necessarily theirs.

If you’ve added your payment details (Revolut, PayPal, or BLIK — set from a Group Trip account’s Payment Settings screen) for the account this bill belongs to, a pay button appears that opens Revolut or PayPal with the amount already filled in, or shows BLIK instructions. If you haven’t set anything up, your friend just sees the amount with no pay button, and you’ll arrange payment another way.

Either way, there’s an “I already paid” button. Tapping it doesn’t move any money — it just tells you they’ve paid.

Tracking who’s paid

Back in the app, each friend’s row shows a status:

• Sent — the link was created but hasn’t been opened yet.
• Opened — they’ve opened the link.
• Says they paid — they tapped “I already paid.”
• Settled — you’ve confirmed the money actually arrived.

A friend who hasn’t paid yet simply stays at Sent or Opened — there’s nothing more to it than that.

Confirming you’ve been paid

Once a friend’s status is Says they paid, a Confirm received button appears on their row. Tap it once the money has actually reached you. This records it as a repayment against that friend’s share — the same way any repayment is recorded elsewhere in the app — and their row moves to Settled.

Each friend’s share also appears in your Debts & Loans screen under their name, just like any other money you’ve lent, until it’s settled.

Your own share

The amount labelled Your share at the top of the screen is whatever is left of the bill once every friend’s share is subtracted — you never enter it yourself.

Cancelling a split

Tap Cancel split to stop it. This immediately breaks every friend’s link and removes the debts the split created — including any already marked as settled — so only cancel if you’re sure. After cancelling, you can start a fresh split for the same bill at any time.

Links expire after 30 days

A link that hasn’t been used within 30 days of creation simply stops working. If a friend opens it after that — or after you’ve cancelled the split — they see a plain “this link isn’t available” message instead of your bill.

Good to know

• Not available on fully end-to-end encrypted accounts — the server needs to read the receipt to build your friends’ pages, and encryption keeps that from happening.
• Only account owners and editors can create, cancel, or confirm a split. Viewers don’t see the split option.
• You can’t split a bill that was itself created by someone else’s split.
• Amounts are always shown in the bill’s own currency — nothing is ever converted.