AI Budget Assistant

Settings

Customize your profile, appearance, dashboard widgets, notifications, and data sync. Change your language, currency, theme, and manage your account preferences.

Overview

Access Settings by tapping the gear icon in the top-right corner of any screen.

Settings are organized into categories. Tap any category to open its dedicated screen:

Category What’s inside
Profile & Account Name, email, timezone, currency
Manage Plan Current plan, usage, upgrade options
Appearance & Language Theme, language
AI Preferences Response style, model selection
Dashboard Widgets Show or hide home screen widgets
Notifications & Integrations Push alerts, Telegram bot
Security & Encryption End-to-end encryption setup
Wallet Balances, debts, initial balance
Data & Reports Sync, email reports, backup & restore
About Version, help, support, legal

Profile & Account

Settings — Profile section

Currency

Select your default currency by tapping one of the currency chips:

USD | EUR | PLN | GBP | UAH | RUB | BYN

The selected currency is highlighted. This sets the default currency for new expenses, income, and Dashboard displays.

Change email address

To change your account email:

  1. Go to Settings → Profile and tap the pencil icon next to your current email address.
  2. On the Change Email screen, enter your new email address and your current password.
  3. Tap Send verification code — a 6-digit code is sent to the new address.
  4. Enter the code in the next step and tap Confirm email change.

Your email is updated immediately and new login tokens are issued. If you close the app before entering the code, the next time you open the Change Email screen it will resume at Step 2 for up to 30 minutes.

Note: The verification code expires in 30 minutes. Tap Resend code to go back to Step 1 and request a new code.

Appearance & Language

Language

Choose from 8 supported languages:

Code Language
EN English
RU Русский
UA Українська
PL Polski
ES Espanol
FR Francais
DE Deutsch
BY Беларуская

Tap a language chip to switch. The interface updates immediately.

Appearance

Choose your theme:

AI Preferences

AI Response Style

Control how the AI communicates with you across all AI features (Chat, Stories, Insights, Fat Finder, Goals):

Mode Description
Simple Plain language, no jargon — great for beginners
Balanced Mix of simple and technical — the default
Expert Financial terminology, detailed analysis — for professionals

Tap a chip to switch. The change applies immediately to all new AI-generated content.

See AI Response Mode for details on what each mode changes.

AI Model

Choose the AI model used for all AI features (Chat, Receipt Scanning, Categorization, Insights, Stories, Goals). This directly affects response quality and AI quota usage:

Model Speed Cost Best For
Fast Fastest ×0.75 quota Quick categorization, simple queries
⚖️ Balanced Medium ×1 quota General use — the default
Quality Slower ×1.5 quota Complex analysis, detailed insights

Tip: With the Free plan (50 AI requests/month), switching to Fast gives you ~66.7 effective requests. Switching to Quality gives you ~33.3.

Tap a chip to change. The model takes effect immediately for all new AI requests.

Dashboard Widgets

Control which sections appear on your Dashboard. Tap the toggle next to each widget to show or hide it:

Widget Description
Gamification Level, XP progress bar, and daily streak
Monthly Budget Budget remaining with a color-coded progress bar
Income & Expenses Combined card showing monthly income and expenses side by side
Debts & Loans Summary of what you are owed and what you owe
Net Profit Chart 6-month line chart of net profit (income − expenses)
Net Capital Total net worth across all wallets
Fat Finder (AI Insights) Monthly spending audit with savings opportunities
Calendar Monthly calendar grid with income/expense dots
Goals Top active savings goal with progress bar
Wallet Balances Horizontal scroll of wallet balances by currency

Tip: Your choices are saved automatically and persist across app restarts.

You can also drag the handle next to a widget to reorder it on the Dashboard, and tap Reset to default order to restore the original arrangement.

Notifications & Integrations

Settings — Notifications section

Notifications

Toggle switches for notification preferences:

Setting Description
Push Notifications Master toggle — enable or disable all push notifications
Budget Alerts Get notified when you reach budget thresholds
Shared Account Activity Get notified when others add expenses to shared accounts
Debt Reminders Get notified 3 days before a debt is due and when it becomes overdue

Telegram Bot

Link your Telegram account to receive notifications and manage expenses via the Telegram bot. See Telegram Bot for details.

Security & Encryption

Set up end-to-end encryption (E2EE) to protect your financial data. See Encryption for details.

Categories

Access via Settings → Reference data → Categories.

View and manage all your expense and income categories in one place.

Note: Deleting a category is permanent and cannot be undone.

Data & Reports

Data & Sync

Note: The app works offline. Your data saves to your device and automatically syncs when you’re back online. Use Sync Now to force an immediate sync.

Reports & Email

Manage your report and email preferences:

About

Log Out

On the main Settings screen, tap Log Out at the bottom. A confirmation dialog will appear — confirm to sign out of your account.

FAQ


See also: Accounts | Subscription Plans | Export & Reports | AI Response Mode | AI Chat

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